Capital Gains Tax in India: Short-Term vs Long-Term Explained
S
Statura Team
Capital gains tax applies when you sell a capital asset — shares, mutual funds, property, or gold — at a profit. The rate depends on the asset and how long you held it.
Short-Term vs Long-Term
The holding period that qualifies as "long-term" varies by asset — 12 months for listed shares, 24 months for property, and so on. Short-term gains are generally taxed higher than long-term.
Common Rates
- Listed equity/equity funds: concessional LTCG rate above the exemption threshold; higher STCG rate.
- Property & other assets: LTCG taxed with applicable rules; STCG at slab rates.
Exemptions & Planning
Reinvestment exemptions (e.g. in residential property or specified bonds) can reduce or defer LTCG. Timing sales and harvesting losses also help.
Statura provides capital-gains planning and income tax filing to legally minimise your tax.
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